The cards can be made with or without a "greeting". They can also be made in the colors of your choice. You can hand write your message on the inside or type and print a message on paper and glue it to the inside. If you are going to mail your card, I suggest you place the stamp and return address label, if using one, down away from the edges. Many I have given the cards have put them in a picture frame and want to use the envelope as an additional "matte". The cost is $10 and up. Should the paper become unavailable, the color & paper designs may differ.